Start Lending NOW

Borrow dEURO against a collateral asset of your choice:
WETH
Wrapped ETH
WBTC
Wrapped Bitcoin
cbBTC
Coinbase Wrapped Bitcoin
kBTC
Kraken Wrapped Bitcoin
USDC
USDC
DAI
Dai Stablecoin
UNI
Uniswap
XAUT
Tether Gold
ZCHF
Frankencoin
WFPS
Wrapped FPS
dEURO Lending in a nutshell
Borrow dEURO
The owner can deposit collateral into the position and mint dEURO up to a certain limit defined by the liquidation price.
Launch Lending
Launch Lending
Large number of collateral options
The dEURO Protocol already offers a large number of possible collateral assets. Your desired collateral is not included? You can request to add it at any time.
Launch Lending
Launch Lending
Maximum capital efficiency
Interest accrues pro rata during the lending period, making it maximally capital efficient.
Launch Lending
Launch Lending

Propose collateral

Any liquid asset can potentially be used as collateral in the dEURO Protocol. If you would like to propose a new asset, you can do so at any time via the dEURO Protocol. Governance then has three days to veto the proposal. If no veto occurs, the asset is automatically accepted and becomes usable as collateral.

It is advisable to contact the community before requesting a new asset:  Github / Telegram

Q&A
What is dEURO Lending?

dEURO Lending allows you to borrow dEURO by using ERC20 Bitcoin, Ethereum, or other cryptocurrencies as collateral. This way, you can unlock liquidity without having to sell your cryptocurrencies.
Which cryptocurrencies can I use as collateral?

Currently, the following cryptocurrencies are available as collateral:

• WBTC (Wrapped Bitcoin)  
• cbBTC (Coinbase Wrapped Bitcoin)  
• kBTC (Kraken Wrapped Bitcoin)  
• WETH (Wrapped Ethereum)  
• USDC (Circle USD)  
• UNI (Uniswap)  
• DAI (Dai Stablecoin)  
• XAUT (Tether Gold)  
• ZCHF (Frankencoin)  
• WFPS (Wrapped Frankencoin Pool Shares)

In principle, any liquid asset on the Ethereum blockchain can be used as collateral in the dEURO Protocol. Connect with the community to discuss this further.
How does the fundraising process work?

• Select your desired asset (e.g., Bitcoin or Ethereum).  
• Set your liquidation price and expiration date.  
• Once everything is configured, the borrowed dEURO will be sent directly to your wallet.
What can I do with the borrowed dEURO?

With the dEURO you borrow, you can:

• Hold dEURO,  
• Swap dEURO for another asset,  
• Withdraw dEURO to your bank account,  
• Use dEURO in daily life.
What happens if the liquidation price is reached?

If the liquidation price is reached, your position will be liquidated, and the deposited asset will be auctioned off. The collateral reserve goes to the bidders and the protocol as profit. It’s important to carefully choose your liquidation price to avoid unwanted liquidations.
How long does it take to receive my borrowed dEURO?

Once you’ve completed all steps, the borrowed dEURO will be instantly sent to your wallet.
Do I have to sell my crypto asset to borrow dEURO?

No, you don’t need to sell your cryptocurrencies! You can use them as collateral to obtain liquidity in the form of dEURO.
What happens if I exceed the expiration date?

If you exceed the expiration date, your collateral will be auctioned off. It’s important to act in time and repay or extend the loan amount to avoid unwanted liquidations.